Budget Calculator
6 min activity
Anticipate monthly and yearly expenses and manage your income with this budget calculator.
Reward
July: Financial Well-being
Complete all the items below to be entered into a drawing for a $100 Amazon Gift Card or a deposit into your VACU account!
**Must complete all 7 Rewards (Intellectual, Emotional, Environmental, Occupational, Financial, Physical, & Social Well-being) to qualify for the drawing!
**Don't forget to mark each activity complete when done!
Click here for official rules.
The Upside of Frugality
2 min read
Frugal living not only saves you money, it pays huge dividends. Is a penny saved really a penny earned? Or is there more to it?
Financial Wellness Assessment
2 min read
Use the Financial Wellness Assessment to discover your personal finance strengths and weaknesses.
What Is Inflation?
2 min read
Inflation happens when prices increase and purchasing power decreases.
Saving With A Purpose
3 min activity
Outline your savings goals and timelines to see how saving with a purpose can help make them happen.
Savings Calculator
1 min activity
With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.
50/30/20 Calculator
1 min activity
Following the 50/30/20 Rule, divide your income into three categories: Needs, Wants, and Savings.
Digital Spending Traps
2 min read
Many apps, games, and websites use deceptive or exploitative tactics to convince you to make purchases, learn how to avoid being tricked into paying more.
Interest
4 min read
Interest is one of the most powerful tools in your financial arsenal and one of the more slippery dangers.
Simple vs. Compound Interest Calculator
2 min activity
What difference will simple and compound interest make when it comes to your principal?
50/30/20 Rule
7 min read
A simple, practical rule for a budget that's easy to implement.
Trim Your Budget
5 min activity
Set a goal for reducing your budget each month, then evaluate your expenses and create new goals.
Inflation Calculator
2 min activity
Inflation measures how much prices and goods rise over time in an economy. Healthy inflation is normal, but it can impact your budget.
Opening Your First Account
3 min read
Ready to open your first account at a bank or credit union? Here’s a rundown of everything you need to know.
What is Financial Literacy?
4 min read
Financial literacy is knowing what finances are and how to spend, save, and manage money effectively. But it’s not a light switch—you don’t flip the switch and be done with it.
Quiz
Locked
3 Min Activity
Reward Quiz
After you’ve finished the task above, take this short quiz. Answer 4 out of 5 questions
to pass.